Effective Date: April 2025

Welcome to Money Tree Financial Services LLC (“Money Tree,” “we,” “our,” or “us”). By using our website, products, or services, you agree to the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using our services—whether through our website, consultations, workshops, or educational materials—you agree to comply with and be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use our services.

2. Services Provided

Money Tree Financial Services offers:

• Financial coaching and strategic planning

• Credit repair and rebuilding programs

• Financial education courses and workshops

• Monitoring services for identity, credit, and titles

• Estate and legacy planning consultations

• Corporate financial wellness training

We reserve the right to modify, suspend, or discontinue any service at any time without notice.

3. Client Responsibilities

As a client, you agree to:

• Provide accurate and complete information

• Comply with applicable laws and financial regulations

• Use our services for lawful and personal use only

• Understand that individual results may vary and are not guaranteed

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

4. Payments and Refunds

All services and programs are subject to fees as listed or discussed during consultation.

• Payments are processed securely through third-party providers.

• Refunds (if applicable) must be requested in writing and are subject to our refund policy.

• Certain services (such as credit repair or estate planning) may not be refundable once work has begun.

We will always be transparent about pricing and services before any payment is collected.

5. No Financial or Legal Advice

All information provided by Money Tree is for educational and informational purposes only.
We do not offer licensed financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial or legal decisions.

6. Intellectual Property

All content on our website and within our services—including logos, course materials, videos, graphics, and text—is the property of Money Tree Financial Services LLC and protected by copyright laws.
You may not reproduce, copy, distribute, or exploit any content without our written consent.

7. Limitation of Liability

Money Tree Financial Services LLC is not liable for:

• Any loss or damage resulting from your reliance on our services or information

• Errors, delays, or interruptions beyond our control

• Results that do not meet your expectations

Our total liability, if any, is limited to the amount you paid for the specific service.

8. Termination

We reserve the right to terminate or suspend access to our services at any time for any reason, including violation of these Terms. Upon termination, you must cease all use of our services and materials.

9. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of Pennsylvania, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Philadelphia, PA.

10. Changes to These Terms

We may update these Terms and Conditions at any time. Changes will be posted on our website with an updated effective date. Continued use of our services means you accept the new terms.

11. Contact Us

If you have questions about these Terms and Conditions, please contact us at:
info@moneytreefinancials.com
(555) 123-4567
Philadelphia, PA